Your past actions and choices can be heavy. They can wear on your present state, limit your opportunity, influence your choices and your experience of the world around you.
Karma can be a debt. It can hang over your head for eons until it is paid back.
Actions without mindfulness often lead to karmic debt. Poor choices with short term interests often put us in a bind.
Actions with mindfulness can be an investment. Generosity and patience, which seem like a lot to give now, often reap substantial rewards over a duration of time.
How do you relate to your debt and what are you choosing to invest in?